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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Federal vs. Private Student Loans: Which Should You Choose for Fall 2025?

As college costs continue to rise, many students and families are weighing the best ways to pay for the upcoming school year. Choosing between federal and private student loans is a key part of that ...

How to Get the Maximum Social Security Payment in March 2025

Social Security benefits come with a maximum monthly check, and retirees can take specific steps to maximize their payments. While March 2025 Social Security payments have set distribution dates, those who have a...

Grants to Help Educators to Weather the COVID-19 Health Crisis

As the summer winds down, families everywhere are preparing for the busy back to school season. This year's start of the academic year has been made even more anxious as the COVID-19 global pandemic continues to...

Trump Administration Tries to Turn Medicaid into Block Grants

It has long been a conservative dream to transform Medicaid into a system where the expenditures for the federal government are capped. As opposed to a traditional safety net program, Republicans have aspired to ch...

Opinion: Expanding Social Security for Teachers and Firefighters Is Long Overdue

The Senate is poised to vote on a transformative piece of legislation that could bring long-awaited fairness to millions of public sector retirees. If passed, the Social Security Fairness Act ...

$4.25 vs. $7.25: What Teens Must Know About Minimum Wage in 2025

If you’re a teen starting your first job in the U.S., you might wonder what wage you’re legally entitled to earn. Here’s a clear, updated guide on how minimum wage rules apply to young worke...

Is America in a State of Decline?

Almost 80% of Americans think the U.S. is in "a state of decline." Do you agree? A poll from the Trafalgar Group in conjunction with Convention of States Action showed 76.8% of Americans believe "American society and culture is...

Higher FHA Loan Limits in 2025: Could This Be Your Year to Buy a Home?

As home prices rise across the U.S., the Federal Housing Administration (FHA) has adjusted its loan limits for 2025, providing more flexibility for aspiring homeowners. Whether you’re a first-time...

Student Loan Reform: Tips to Prepare Your Finances for Potential Outcomes

While debates about student loan forgiveness and other topics continue to make headlines, borrowers desperately hoping for financial relief and system reform have nothing better to do than wait to see...